Every workflow your cooperative needs — built for halal finance.
Personal member accounts, automated profit-sharing loans, and always-on reporting. Run a compliant, transparent cooperative without spreadsheets.
Delight members with instant savings visibility and halal financing.
A dedicated account number, mobile-first workflows, and transparent profit-sharing — so members stay engaged and confident in your cooperative.
Dedicated NUBAN accounts
Every member gets a personal NUBAN. Deposits from any bank app or POS terminal reconcile instantly — no manual matching.
Halal loan requests
Members apply for interest-free loans in-app, watch approvals in real time, and sign profit-sharing agreements digitally.
Always-on notifications
SMS, email, and in-app alerts keep members informed of savings, withdrawals, and profit-share distributions the moment they happen.
Give your back office the guardrails and visibility they've been missing.
ProntoCoop digitises manual approvals and reconciliations so managers focus on growth, compliance, and member support — not chasing tellers.
One control centre
Monitor savings, loans, and investments across all branches with dashboards tailored to chairman, secretary, and auditor.
Policy-driven approvals
Automate guarantor checks, eligibility thresholds, and board sign-offs with workflows you configure once, then forget.
Instant bank reconciliation
Connect via bank-approved APIs and NIBSS rails. Deposits and withdrawals reconcile without waiting for branch statements.
Automate the busywork. Your team serves members instead.
From scheduled savings to investment allocations and digital contracts, ProntoCoop replaces paper trails with auditable automation.
Scheduled savings
Set contribution frequencies per member or group. ProntoCoop handles reminders, tracking, and missed-payment alerts.
Investment portfolios
Allocate member funds to Shariah-vetted projects and distribute returns automatically into member wallets.
Paperless agreements
Generate digital contracts, capture e-signatures, and archive every approval for audit-ready governance.
Built to satisfy Shariah boards, regulators, and IT auditors.
Embed your advisory board's standards, enforce least-privilege access, and keep every record within Nigeria's borders.
Shariah compliance guardrails
Map your advisory board's standards into approval stages. Block any action that would trigger riba or non-compliant revenue.
Fine-grained permissions
Grant access by branch, product, or task. Every admin sees only the data they need to serve their members.
Encrypted, sovereign hosting
Data encrypted in transit and at rest in Tier-III Nigerian data centres. Redundant backups across availability zones.
From discovery to continuous optimisation.
Our customer success team partners with your administrators, advisory board, and bank relationship managers to ensure a smooth go-live.
Discovery & configuration
We map your cooperative structure, contribution products, and compliance requirements to ProntoCoop modules.
Secure bank integration
Our onboarding team coordinates with your banking partner to provision NUBAN accounts and API credentials.
Member onboarding
Launch the member app with branded communications, training resources, and multilingual support if needed.
Continuous optimisation
Quarterly business reviews surface growth opportunities, new features, and regulatory updates.
See it run on your actual numbers.
Book a session — bring a sample of your members and we'll show you what ProntoCoop looks like with your cooperative's data.