Every workflow your cooperative needs—built for halal finance
ProntoCoop combines personalized member accounts, automated profit-sharing loans, and always-on reporting so your team can run a compliant, transparent cooperative without spreadsheets.
100%
Dedicated NUBAN accounts
Under 5 min
Loan decisions automated
24/7
Realtime transaction visibility
99.9%
System uptime
Member experience
Delight members with instant savings visibility and halal financing
A dedicated account number, mobile-first workflows, and transparent profit-sharing keep members engaged and confident in your cooperative.
Dedicated NUBAN Accounts
Assign every member a personalized NUBAN so deposits from any bank channel reconcile instantly without manual uploads.
Halal Loan Requests
Members apply for interest-free loans in-app, track approvals, and sign profit-sharing agreements digitally.
Always-On Notifications
SMS, email, and in-app alerts keep members informed of savings, withdrawals, and investment earnings in real time.
Admin command center
Give your back office the guardrails and visibility they’ve been missing
ProntoCoop digitizes manual approvals and reconciliations so managers can focus on growth, compliance, and member support.
Single Control Center
Monitor savings, loans, and investments across all societies with dashboards tailored to your role.
Policy-Driven Approvals
Automate guarantor checks, eligibility thresholds, and board approvals with configurable workflows.
Instant Bank Reconciliation
Hook into bank APIs and NIBSS rails to reconcile deposits and withdrawals without waiting for branch statements.
Automation
Automate the busywork so your team can focus on members
From scheduled savings to investment allocations and digital contracts, ProntoCoop replaces paper trails with auditable automation.
Scheduled Savings
Set contribution frequencies per member or group and have ProntoCoop handle reminders and collection tracking.
Investment Portfolios
Spin up Shariah-vetted projects, allocate member funds, and distribute returns automatically to cooperative wallets.
Paperless Agreements
Create digital contracts, e-sign mandates, and archive every approval for audit-ready governance.
Compliance & Security
Built to satisfy Shariah boards, regulators, and IT auditors
Embed your advisory board’s standards, enforce least-privilege access, and store every record securely within Nigeria’s borders.
Shariah Compliance Guardrails
Map your advisory board’s standards into approval stages and limit actions that would trigger riba or non-compliant revenue.
Fine-Grained Permissions
Grant access by branch, product, or task so every admin sees only the data they need to serve members.
Encrypted, Sovereign Hosting
Data is encrypted in transit and at rest in Tier III Nigerian data centers with redundancy across availability zones.
- AES-256 encryption at rest & TLS 1.3 in transit
- Sovereign hosting within Tier III Nigerian data centers
- Comprehensive audit logs exportable to your regulators
- Quarterly Shariah compliance reviews with advisory partners
Rollout journey
Guided onboarding from discovery to continuous optimization
Our customer success team partners with your administrators, advisory board, and bank relationship managers to ensure a smooth go-live.
Discovery & Configuration
We map your cooperative structure, contribution products, and compliance requirements to ProntoCoop modules.
Secure Bank Integration
Our onboarding team coordinates with your banking partners to provision NUBAN accounts and API credentials.
Member Onboarding
Launch the member app with branded communications, training resources, and multilingual support as needed.
Continuous Optimization
Quarterly business reviews surface growth opportunities, new features, and regulatory updates.
See how ProntoCoop powers every part of your cooperative
Book a session with our team to explore automated halal loans, member self-service tools, and compliance dashboards tailored to your society.